Gifting Terms and Conditions

The Voura, Inc. ("Voura") Gifting Program is subject to the following Terms and Conditions.

ELIGIBILITY

Entry in the Voura Gifting Program is automatically applied for Clients who passed all CIP requirements by DriveWealth, LLC ("DriveWealth") upon account creation and have a brokerage account in good standing at Voura.

PROGRAM DETAILS

An eligible Client ("Gifter") may send cash gifts from one of their connected bank accounts in the Voura application to another eligible Client ("Giftee") using the recipient's phone number. These gifts are not sent from the Gifter's Voura brokerage account and will not decrease their Voura account balance. By sending a gift, the Gifter authorizes Voura to withdraw the gift amount from the connected bank account directly into the Giftee's Voura brokerage account. Upon receipt, the cash gift will be automatically invested into the Giftee's portfolio.

An eligible Client ("Giftee") may receive cash gifts into their Voura brokerage account from another eligible Client ("Gifter"). These gifts appear as deposits directly into the Giftee's Voura brokerage account. The Giftee is not required to take any action to accept the gift and the gift will be automatically invested into the Giftee's portfolio upon receipt.

In addition to receiving gifts from existing Voura Clients, eligible Clients may also send a unique gifting request link to anyone they wish to request a gift from regardless of their status with Voura. If the request link is opened by an existing Voura Client, they may send a gift as described above. If the link is opened by someone who is not an eligible Client themselves, they will be guided through the Voura onboarding process and must create a Voura brokerage account and pass all CIP requirements to become eligible to send a gift. Once the external user becomes an eligible Client, they may send and receive gifts to or from any other Voura Client at any time.

LIMITATIONS

The Gifting Program is only available for U.S. residents, 18 years of age or older, with a valid Social Security Number currently residing in the United States.

Clients may only receive up to five (5) gifts per day. Deposits made by the Client into their brokerage account may reduce the maximum number of gifts received per day. The Voura application will disclose whether the Client has reached the gift limit for a given day.

Clients may not send gifts to themselves. Gifts may only be sent to other eligible Voura Clients.

At any time, for any reason, and without prior notice, Voura has the right to terminate the Voura Gifting Program. Fraudulent activity or attempts at gaming the Gifting Program will result in cancellation of all pending gifts for the Client and could result in closure of the Voura account. Voura may revoke a Client's access to the Gifting Program at any time without notice. Voura has the right to change the terms and conditions of the Voura Gifting Program at any time without notice.

Access to the Voura Gifting Program is restricted to Voura Clients in good standing and is not transferable to any other Client. Liquidation or account closure will lead to cancellation of pending gifts.

TAXES

Gifts given through the Gifting Program will be considered a taxable gift and it is the Client's responsibility to consult a tax specialist for any advice regarding the tax implications of the Program. Voura will not provide tax advice to the Client.

CONTACT

For questions regarding the Gifting Program, please contact us at https://voura.com/chat or through post at:

Voura, Inc.
1606 Headway Cir #9006
Austin, TX 78754
United States